Terms of Use

Last updated: February 2026

1. Acceptance of Terms

By accessing or using the website of CREDIT DYNASTY LIMITED ("we", "us", "our"), you agree to be bound by these Terms of Use. If you do not agree, please do not use this website. We reserve the right to modify these terms at any time; continued use after changes constitutes acceptance.

2. Use of Website

You may use this website only for lawful purposes and in accordance with these terms. You must not use the website in any way that could damage, disable, or impair it, or that infringes the rights of others. The content on this website is for general information only and does not constitute professional advice.

3. Intellectual Property

All content on this website (including text, graphics, logos, and images) is the property of CREDIT DYNASTY LIMITED or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

4. No Offer or Advice

Nothing on this website constitutes an offer, invitation, or recommendation to enter into any transaction. Information provided is for general reference only and does not constitute financial, legal, or other professional advice. You should seek independent advice before making any decision.

5. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of or inability to use this website, or from any reliance on its content. Use of this website is at your own risk.

6. Governing Law

These Terms of Use are governed by the laws of the Hong Kong Special Administrative Region. Any dispute arising in connection with these terms or this website shall be subject to the exclusive jurisdiction of the courts of Hong Kong.

7. Contact

For questions about these Terms of Use, please contact us at contact@creditdynasty.org or at our registered address: Rm 03, 12/F, 33 Argyle Street, Mong Kok, Hong Kong.